Central Bank makes number-crunching a bit easier to understand
Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans
credit unions
Gardaí investigate fire at vacant building in Co Galway village
Blaze at building in Williamstown village caused extensive damage
‘Eggonomic’ record: will food prices affect how people vote?
‘Eggflation’ here hasn’t been as stark as in the US, where the Republicans’ focus on it helped Trump win votes. But the cost of groceries could still have an impact on Friday’s election
Just 10% of consumers planning to spend more this Christmas
Latest consumer sentiment survey says consumers remain in a “watch, wait and worry” mode ahead of the Irish election
Small rise in consumer confidence recorded in October credit union survey
Sentiment reached 74.1 in October, up from 60.4 last year but below the long-term average of 84.3
Credit unions’ expansion in Irish mortgage market is a watershed moment
But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily
The charges many AIB, BoI and PTSB customers aren’t aware of and how to cut them
Current account charges can catch consumers unawares so is there any way of cutting those costs?
Ireland’s best and worst customer service: Guess which list Aer Lingus and Facebook are in
The annual Customer Experience survey found the Credit Union Movement the best perfomer
Consumers in ‘watch, wait and worry’ mode ahead of budget
Irish consumers reporting a deterioration in financial circumstances continue to outnumber those who see improvements
Madness for Central Bank to allow credit unions increase their exposure to housing market
It is hard to see the Garda credit union evicting a member of the force and selling their home.
Have you heard the good news? The stories of the companies that get it right
There’s no shortage of complaints about companies that treat people badly, so it lifts our spirits to hear about businesses that show they truly care about customers. Here are some examples
Credit union regulators should allow ‘prudent’ lending increase - review
Report comes as credit unions look to increase lending to take on established banks
Credit unions grew mortgage lending by 71% in the year to end of March
Irish League of Credit Unions said there has been a ‘phenomenal increase’ in credit union mortgage lending in recent years
Irish consumer mood slips for fourth month in a row
Five previous occasions in 28-year history of data in which confidence has weakened for four successive months
An Post named most reputable organisation over last 15 years as RTÉ suffers greatest decline
Credit unions top the annual RepTrak study for 2024, with only X found to have a worse reputation than RTÉ
How to access a low cost loan to retrofit your home
Details of the State’s low cost loan scheme for energy upgrades have finally been unveiled: so who qualifies and how can you apply?
Consumer sentiment falls amid job losses and higher prices
Latest Credit Union consumer sentiment index fell to 67.8 in April, down from 69.5 the previous month
Total loans outstanding to credit unions rose 12% to €6.3bn last year
Representative bodies have appealed to the Central Bank for a number of changes to credit union lending framework
Consumer sentiment dips in March as cost of living still bites
Only one element of the survey – consumers’ outlook on jobs – saw an uptick in March
‘Logical’ that banks should be responsible for maintaining infrastructure for access to cash
Access to Cash Bill is designed to manage future cash demand and will require independent ATM operators to register with the Central Bank
Staying onside with Revenue while gifting a young child some money
Q&A: Bank and An Post rules about accounts for very young children cause concern
Credit union loans jump as demand for retrofitting and mortgages grows
Despite mortgage growth, sector remains mostly focused on unsecured lending
Credit unions urged to step up lending by Central Bank governor
Gabriel Makhlouf says credit unions need to build scale to take advantage of opportunities in retail banking
Ireland’s credit unions are about to become an even greater financial force
On The Money: Much loved by consumers, new legislation allowing for greater co-operation within the sector passed key stage
Could Ireland’s defeat by New Zealand hit Irish consumer confidence?
There was a palpable slump in mood following Ireland’s exit from the world cup at the weekend
Credit unions at ‘inflection point’ as Bill passes key stage, Minister says
Enaction of legislation allowing for more co-operation within the sector expected by end of the year
Credit unions to take part in larger loan syndications under new plans
New law will also allow credit unions to refer customers on to another outlet for specific services
Credit unions staff face minimum knowledge requirements from regulator
The minimum competency changes will come into effect in October 2024, with a four-year transition period until October 1st 2028
Irish consumer sentiment dips on negative jobs data and weakening global outlook
Latest Credit Union Consumer Sentiment Index falls for first time in five months amid talk of another interest rate hike
Cars, holidays and solar panels drive personal borrowing to record highs
Interest rates may be rising, but so too is demand for personal lending
Consumer sentiment improves to 14-month high as expectations rise ahead of Budget 2024
Only one in five people think worst of cost-of-living crisis has passed
Credit union’s head of legal claims he was unlawfully suspended
Donal O’Connor claims he was put on administrative leave because he made a complaint about a colleague and a protected disclosure about alleged practices at Altura Credit Union in Gorey
After the departures of Ulster Bank and KBC Bank, what’s left for Irish consumers?
The range of services on offer from traditional banks, online challenger banks, An Post and the credit unions can vary widely, so pick with care
Could you really use a credit union as your main bank?
On The Money: Credit unions are pushing hard to compete with the ever decreasing number of banks in the Irish market
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