Across:
1 Business (CO-) note to staff (memo = -ME MO-) about teachers (Irish National Teachers’ Organisation = INTO) is fairly (half of) phoney (half of ‘phoney’ = -NEY) (COME INTO MONEY) – get it all from Will (COME INTO MONEY),
10 Lays one’s hands on something (OBTAINS) floating (= anagram indicator) in boats (in boats OBTAINS),
11 Oarsmen (oarsmen = SAN REMO) all at sea (= anagram indicator) on the Italian Rivera (SAN REMO),
12 It’s a test (EXAM) for the bank’s expansion team (banks ‘EXpansion teAM’ = EXAM),
13 Hard to please (FUSSY) or offend (‘off’ end = F-) one of the Cold War participants (USSR) almost (r) (‘USSR’ without ‘r’ = -USS-) finishing with democracy (finishing with ‘democracy’ = -Y) (FUSSY),
15 Foundation (BASE) embraced by suburb as expected (embraced by ‘suburB AS Expected’ = b as e = BASE),
17 Spilling over (= reversal indicator) drink (sup = PUS) is a disgusting matter (PUS),
19 It’s key (OPENER) for one of those dealing with deliveries early on in the field (in cricket called an OPENER),
21 Coach from another era (LANDAU) in Australia (-AU) to open (= positional indicator) grounds (LAND-) (LANDAU),
22 Beastly type (RACCOON) chews (= anagram indicator) acorn (acorn = RAC- ON) that’s firm (-CO-) in the middle (RACCOON),
23 Unique (ONE-OFF) old revolutionary (Wolfe Tone) loses the head (t) (‘Tone’ without ‘t’ = ONE-) with posh guy (toff) needing no introduction (t) (‘toff’ without ‘t’ = - OFF) (ONE-OFF),
25 Became known (GOT OUT), the man upstairs (God) is short (d) (‘God’ without ‘d’ = GO-) with ticket-seller (tout = -T OUT) (GOT OUT),
27 In blowing a gasket (in ‘blowinG A Gasket’ = g a g = GAG) and plug (plug = GAG),
29 Characters hiding in Idaho boarding (characters hiding in ‘IdaHO BOarding’ = ho bo = HOBO) with drifter (HOBO),
30 Old master drops rods (‘old master’ drops ‘rods’ = lmate = METAL) of iron (METAL),
31 Found in bonheur du jour (found in ‘bonheUR DU jour’ = ur du = URDU), in a manner of speaking (URDU),
34 Retiring (= reversal indicator) English (-E) sailor (tar = -RAT-) managed (ran = NAR-) (NARRATE) to spill the beans (NARRATE),
35 Imagine (DREAM UP) political party (Democratic Unionist Party = DUP = D- UP) getting to grips with a lot of the papers (-REAM) (DREAM UP),
36 Ask for money (COME CAP IN HAND) for local sponge (COME CAP IN HAND).
Down:
2 Exposed (OUT-) passion (-RAGE) (OUTRAGE) leads to scandal (OUTRAGE),
3 Cautions from educationist (‘cautions’ from ‘educationist’ = edit= EDIT) to cut it out (EDIT),
4 Makes a meal (NOSH-UP) of relative (son = NOS-) retiring (= reversal indicator) and finishing (= positional indicator) up (-UP) at hotel (-H-) (NOSH-UP),
5 Criminal (= anagram indicator) bosses (bosses = OBSESS) prey on someone’s mind (OBSESS),
6 Holds the title (OWNS) for moving (= anagram indicator) snow (snow = OWNS),
7 Gem (EMERALD) dealer (dealer = E-ERALD) confused (= anagram indicator) over what’s on top of moonstone (what’s on top of ‘moonstone’ = -M-) (EMERALD),
8 What an underachiever might do (COME TO NOTHING) to fail (COME TO NOTHING),
9 Makes a success of what’s least expected (COMES UP TRUMPS) for dancer’s friend (Comet is friend of reindeer Dancer = COME- T-) consuming drink (sup = -S UP) and cuts of beef (-RUMPS) (COMES UP TRUMPS),
14 Reviews (= reversal indicator) philosophy (Tao = -OAT) on classy French vineyards (crus = SURC-) (SURCOAT) designed in the Middle Ages by knight’s seamstress (SURCOAT),
16 Backs (= reversal indicator) some leader (‘some’ leader = -S) of mostly (h) raw (‘fresh’ without ‘h’ = fres = SERF-) (SERFS) and old lowly workers (SERFS),
18 Way of approaching things (‘manner’ = ‘MANOR’) on the telephone (= homophone indicator) from country house (MANOR),
20 Flighty types (RAF) consumed by Niagara Falls (consumed by ‘NiagaRA Falls’ = ra F = RAF),
21 Make a note (LOG) of what’s in The Inferno (LOG in the inferno/fire),
24 A measure of the printers (EM-) taking the line (-BAR-) to depart (-GO) (EMBARGO) from official restriction on trade (EMBARGO),
26 Is capable of a good row (OARSMAN) with one of those familiar with Schull (‘Schull’ = ‘scull’ = one of those familiar with scull = OARSMAN) report (= homophone indicator),
27 Turns up (= reversal indicator), upstart (‘up’ start = u) from Avenue (‘Avenue’ without ‘u’ = avene = ENEVA) is taking to golf (G-) (GENEVA) in Switzerland (GENEVA),
28 Great (G-) article (-AN-) by deputy leader (‘deputy’ leader = -D-) attracts attention (-HI) (GANDHI) of old statesman (GANDHI),
32 Housemate ignores mouth (‘housemate’ ignores ‘mouth’ = seae = EASE) with no difficulty (EASE),
33 Knocks back (= reversal indicator) one of the vitamins (-E-) in stable diet? (hay = Y-AH) (YEAH) Right! (YEAH).