Budget must accelerate home building as infrastructure gaps risk undermining economy, says Davy
Infrastructure gaps in housing and energy risk damaging competitiveness of Irish economy, stockbroker says
retirement
The ultimate tax break you need to take advantage of in Ireland
Better with Money with Aideen Finnegan
Will starting a pension now exclude daughter from availing of auto-enrolment?
State’s mandatory workplace pension scheme has been plagued by delays; meanwhile, everyone is moving closer to retirement
Older people and downsizing: ‘We hated selling our home but it became a necessity’
Mobility issues and being closer to family are reasons to ‘right-size’ in your twilight years - but don’t leave it too late
Auto-enrolment window still tight despite three-month deferral, says Mercer
Benefits specialist urges companies to make strategic decisions early and engage with staff to ensure success of workplace pension scheme
Is FIRE the route to retirement bliss?
The ‘financially independent and retire early’ mantra has become hugely popular online, but does it work in the real world?
Approved retirement funds: What is an ARF and how much will it cost me?
Understanding the cost elements of managing your pension fund will allow you to make a better decision on how it is invested
Half a million euro for a ‘moderate’ retirement? The lump sums you need to save
Long-fingering investment in a pension or putting too little aside can dramatically affect your income in retirement
‘Our daughter is almost 40 and moving out soon, but she has told her son that he can stay with us’
Tell Me About It: ‘We think she does not want the responsibility of having him around’
Over-60s can borrow against the equity in their home. But should they?
Equity release can give older people financial peace of mind or the funds for a more comfortable retirement but be careful of the terms and conditions
Repaying your mortgage after retirement never used to be common. It is now.
People are buying their first homes later in life, but there are options so the loan is not a burden when you stop working
‘The retailer is now facing dramatically increased costs’: Leo Crawford, former CEO of BWG Group
Inside Business podcast with Ciarán Hancock
Almost one in three Irish people expect to be repaying a mortgage at retirement
Over a third of this cohort anticipating their mortgage payments will still be ‘significant’ at that stage, according to a new report
Dream holidays for the golden years
A tax-free lump sum on retirement is just the ticket for holidays of a lifetime; it’s time to start ticking off the bucket list
One in five people expect to pay mortgage in retirement, survey finds
Study by Royal London Ireland indicates almost a third do not expect to own a home outright by retirement
‘My husband wants to sell our house, buy an RV and go travel the world’
Tell Me About It: ‘I can’t imagine anything more horrifying than giving up my home to spend it in a tight space’
The sun is setting on traditional retirement
Demographic changes force a rethink, but that’s not necessarily a bad thing
Are you eligible for up to €30,000 in Government-funded retrofit works?
The energy upgrade scheme can provide thousands of euro in upgrades leading to a warmer home, lower bills and a more valuable property
Key to wealth management is aligning financial plans with personal goals
There is no one size fits all method. One should creating a plan suited for your individual circumstances
Diversification of investments is the key to long term growth
Equities outperform other asset classes in the longer term for investors who can withstand volatility and temporary losses
Older workers ‘less likely to have made pension plans’
Consumer survey shows continuing lack of engagement with need to plan early for retirement
Your retirement savings are increasingly tied to the fortunes of big tech
Unfortunately, diversification isn’t what it used to be
‘I am on the receiving end of aggressive behaviour from some individuals nearing retirement age’
Tell Me About It: This behaviour is really tough on all other colleagues and causes huge resentment
Don’t put off planning for retirement
Retirement Planning Council strongly advises that people need to engage with retirement decisions about two years before they expect to retire
Nearly half of Irish adults believe their 60s will be most expensive decade in retirement
Views expressed changed depending on how close the respondents were to retirement, survey by life insurance company Royal London Ireland finds
Pension funds in Ireland still have work to do on customer service
New master trust structure improves governance and should boost pension returns but are struggling on interaction with scheme members
Master trust capacity issues could cost retirees, notes report
PwC confident sector will consolidate and improve outcome for pensioners but short-term challenges remain
Six things you need to do before retirement
It’s never too early to check whether your current pension savings match your plans for retirement, or too late to take action
Auto enrolment plan misses chance to address gender pensions gap
While more than half of men receive a private pension, fewer than one in three women receive the same benefit
Employers may need to run two pensions under auto-enrolment
Department of Social Protection tells employers new rules will allow transfer from compulsory scheme to workplace alternative
Varadkar warns against temptation to delay auto enrolment pension Bill because of elections
Legislation is set to bring 800,000 workers aged between 23 and 60 and earning above €20,000 into retirement scheme for the first time
Annuities or ARFs: what’s the correct decision?
Choices on where to put your pension fund when you retire are very much down to your own views about financial security and investment
Auto-enrolment could deliver pension pots of up to €890,000 for young workers - EY
EY numbers suggest workers could retire with strong savings for retirement under new compulsory pension scheme
What sort of income can you get from a pension annuity? Finding out is harder than it should be
Some in the annuity sector seems to be anything other than focused on openness and transparency with customers
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
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