One in four PAYE workers are overpaying tax. Can you claim money you’re owed?
Revenue figures show roughly one in four PAYE worker is overpaying tax, mostly by failing to claim reliefs to which they are entitled
On The Money
Our weekly personal finance newsletter will give you the insight you need to save money and make smart spending decisions
Should you give your child’s teacher a gift card or voucher this Christmas?
As thousands of students head off for Christmas, vouchers can be a hassle-free way to show appreciation - just make such you check the small print
How do I work out what my State pension will be worth?
The rules on how the Department of Social Protection calculates your pension are changing, so what does that mean for you?
From surprise charges to new scams: The perils of Christmas online shopping
Occasional delivery issues aside, there will be other things online shoppers will have to contend with that can be equally, if not more, problematic, such as taxes
A helping hand with the cost of caring: what supports are available?
Helping to care for a relative is a big commitment and inevitably a financial strain but there are some ways of reducing the impact on your pocket
Do you live in Kildare, Meath or Co Dublin? Then you’re likely to be in a mortgage switching sweet spot
A combination of factors can combine to put you slap bang in the middle of the zone where banks will want to give you a better mortgage rate
Got a mortgage? There is up to €2,500 in tax relief waiting for you
Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.
A hassle-free way to save at least €300 on your energy bills
Switching gas or electricity provider offers simple savings with no real downside
Buying a car: are you better opting for new or used?
For many buyers, the decision will come down to price and the gap has been closing dramatically in recent years
Are you eligible for up to €30,000 in Government-funded retrofit works?
The energy upgrade scheme can provide thousands of euro in upgrades leading to a warmer home, lower bills and a more valuable property
The charges many AIB, BoI and PTSB customers aren’t aware of and how to cut them
Current account charges can catch consumers unawares so is there any way of cutting those costs?
The health insurance maze that’s costing millions of people thousands
Sometimes more choice does not benefit consumers, and health insurance is a prime example
Banks finally move to release pre-crash shareholders from their financial shackles
PTSB and AIB have offered 195,000 investors a chance to cash out of their decimated boom time holdings in the banks
Thinking of switching to an electric vehicle? Here’s what you need to consider
EV running costs will be much lower than for a petrol or diesel car
Winter is coming at a cost but there are ways to save
People will likely be paying at least €1,000 more between now and next September for energy than they did in 2021
Getting a helping hand with the cost of childcare
Outside basic welfare payments, there are two schemes specifically focused on easing the financial burden on parents of young children
Pay-day, pay-day: how to stop your current account from slipping into the red before your salary lands
Bank data and online services can tell you when bills are due and if your account is at risk of being unable to meet direct debits
Online banking: do Irish banks really care?
Finding the balance between security, investment and customer experience is something most lenders still need to work on
Online shopping: the pros and cons of a brave new world
Getting products to buyers, unexpected charges and scams are just some of the issues for online retail as well as impact on high streets
Inheritance tax: What are the rules and how might they change in the budget?
Views on inheritance tax are determined by politics but it might be better to focus on more practical issues
Is retrofitting your home worth the money?
Do the savings, grants and growing list of discounts unlocked by a higher BER justify the the costs of retrofitting your home?
Airbnb backlash will be bad news for Irish holidaymakers
Concerns about overtourism alongside a shortage of long-term accommodation and rising rents makes change inevitable
Shopping loyalty cards: Is it worth sharing your intimate details with a supermarket?
Retailers use loyalty schemes to quietly mine data about your shopping and spending habits for various reasons
When inheritance can be more trouble than it is worth
For people on social welfare, a windfall can unravel the financial support available without careful advance planning
Pay off your credit card, invest in your pension - here’s what you can do with your monthly mortage savings
Paying off credit card debt, topping up your pension or saving for a rainy day are among the options for mortgage holders who find they now more money in their pockets following the recent ECB rate cut
Get mortgage ready before you go anywhere near a bank
Buying a house is more difficult than ever but some basic rules remain unchanged for aspiring homeowners
Are prize bonds a better bet than the Lotto?
When deposit interest rates rose with inflation, the Government-backed saving products were less attractive
Don’t put off planning for retirement
Retirement Planning Council strongly advises that people need to engage with retirement decisions about two years before they expect to retire
Luggage charges: Everything you need to know before you fly with Irish airlines this summer
How much you will pay with Ryanair or Aer Lingus depends on the time of year, your route, at what point you book the bag and its size and weight
What’s the right mortgage protection for you?
Age, illness, cost and the potential to switch are all factors to consider when looking at options
The savings on the table for canny mortgage switchers are massive
Homeowners could be paying up to €7,800 more than they need to every year by sticking with their current lender
Passing up the chance for a risk-free return on your savings is madness
Simply by moving money to notice accounts or fixed term deposits, you can improve your return by up to a factor of 30
Hosting language students can boost your family’s finances
You need to pay attention to the cost of an extra person or two around the house but rent-a-room relief means anything you earn should be tax free
How to access a low cost loan to retrofit your home
Details of the State’s low cost loan scheme for energy upgrades have finally been unveiled: so who qualifies and how can you apply?
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