Is overpaying your mortgage and reducing the term a good idea?
First-time buyers can focus on reducing the mortgage burden but there should be other priorities for any spare cash
Mortgage
Our unmarried son living abroad has died just before his first child was born. Who inherits?
With differences from one country to another, it is important to secure independent and local legal advice on inheritance law
Pepper says 13% of mortgages managed for funds refinanced over 19 months
Firm says loans were typically refinanced by borrowers switching to another lender or selling their home
Dealing with debt: What are your options if it’s becoming unmanageable?
Debt can seem overwhelming but there is support available and range of options to get back on your feet financially
Does it make financial sense to buy a holiday home?
Staycationing is not cheap, especially in high season, but there are also significant costs to investing in a holiday hideout of your own
Macquarie sells Irish mortgage-to-rent unit to management
Broadstone chief executive Liam MacMahon is buying the business for a nominal sum
Buying a home after surviving cancer: ‘No matter how much paperwork I gave, it never sufficed for mortgage protection’
Programme for Government aims to require mortgage protection companies to disregard cancer diagnoses seven years after treatment, although doctors give ‘all-clear’ after five years
Australian investor sells Irish social housing portfolio at a loss
Broadstone holds mortgage-to-rent authorisation, which is likely to appeal to certain parties
Number of mortgages in three-month arrears lowest since 2009
Irish home mortgages valued at €104 billion in March with 40,332 behind on their payments
Will equity release prevent you getting approved for Fair Deal?
Both lenders need to be sure that there is enough equity in your home available to them to make sure their debt is repaid
Mortgage lender Núa rolls out ‘significant’ rate cuts, including on equity release loans
Ireland’s newest mortgage lender reduces some rates by nearly 1 per cent
Irish average mortgages hit record €328,000 as buyers chase soaring prices
Buyers take on more debt as home prices soar
Irish households saved nearly half a billion euros per week shows CSO
Households invested more than half of their savings into long-term assets such as housing.
What’s the best way to fund home renovations?
Options include topping up a mortgage or tapping the Government’s low-interest Home Energy Upgrade Loan scheme
Over-60s can borrow against the equity in their home. But should they?
Equity release can give older people financial peace of mind or the funds for a more comfortable retirement but be careful of the terms and conditions
Repaying your mortgage after retirement never used to be common. It is now.
People are buying their first homes later in life, but there are options so the loan is not a burden when you stop working
DPP directs no prosecution from Garda inquiry into controversial Davy bond deal
The best news, analysis and comment from The Irish Times business desk
Follow these tips to think like an estate agent when buying a new home
Explore the neighbourhood, pick and proactive solicitor and shop around for your mortgage
New homes agents’ outlook on 2025 as market ‘remains under pressure’
Property professionals give their views on demand, Government schemes and housing completions
Buying a new home in Ireland: How much you need, the current low rates and Government help
Falling interest rates and Government incentives can offer some relief to first-time buyers
Irish taxpayers overpaid by €900 on average last year: Here’s how to get your money back
Almost one in four taxpayers is paying more tax than they should but how can you get back what you are owed?
More than 500,000 workers in Ireland are due tax refunds they have not claimed
Revenue says easy-to-operate online tax return system allows people to claim money due for medical expenses, or rent and mortgage payments
Mortgage drawdowns for first-time buyers hit highest level since 2007
More than 50,000 mortgages with value of €15.3 billion approved last year
Will my son have to pay stamp duty on part of house he acquires from his ex?
Son is able to repay his ex-partner for her contribution and wants to transfer the full title to himself
What are my mortgage options when coming off a fixed rate on a loan that has just 18 months to run?
Start thinking now about what you might do with the money freed up once you have made your last repayment
Avant Money informs Irish customers that it will become full fledged bank here in April
Nonbank lender currently offers mortgages, credit cards and personal loans
A rent-free January – and other budget benefits set to kick in this month
Changes announced in Budget 2025 on taxes, housing costs, welfare and the minimum wage will take some edge off household bills
One in four PAYE workers are overpaying tax. Can you claim money you’re owed?
Revenue figures show roughly one in four PAYE worker is overpaying tax, mostly by failing to claim reliefs to which they are entitled
Thousands of Irish mortgage holders likely to see dramatic fall in repayments over next year
European Central Bank on course to cut rates to 1.75 per cent next year
Almost 5,000 mortgages approved in October as lower interest rates fuel activity
New figures from Banking and Payments Federation Ireland show volume of approvals up 8.6 per cent
Sinn Féin plan for affordable homes will meet lending requirements, Ó Broin says
Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman
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