Mortgage

Thousands of Irish mortgage holders likely to see dramatic fall in repayments over next year

European Central Bank on course to cut rates to 1.75 per cent next year

Almost 5,000 mortgages approved in October as lower interest rates fuel activity

New figures from Banking and Payments Federation Ireland show volume of approvals up 8.6 per cent

Sinn Féin plan for affordable homes will meet lending requirements, Ó Broin says

Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman

Bank of Ireland cuts all its fixed home mortgage rates by 0.5%

Move puts lender’s rates close to rival AIB as analysts expect European Central Bank to cut interest rates again in December

Do you live in Kildare, Meath or Co Dublin? Then you’re likely to be in a mortgage switching sweet spot

A combination of factors can combine to put you slap bang in the middle of the zone where banks will want to give you a better mortgage rate

Woman entitled to new hearing over move to repossess her house

Judge says Pepper Finance provided mortgage deed that was three-quarters blacked out

Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills

Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024

A group of borrowers is trapped in the never-never land of Irish mortgage arrears

It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’

Tens of thousands of Irish mortgage holders to see immediate benefit from likely ECB rate cut

European Central Bank expected to reduce interest rates on Thursday as inflation fears replaced by concerns for economic growth

How working abroad can make it easier to secure a mortgage back in Ireland

Tens of thousands of Irish people go abroad every year: many see it as a short-term plan to turbocharge their homebuying prospects

Pepper starts to cut variable rates after two ECB reductions

ECB widely expected to reduce official rates again on Thursday

Stopgap mortgages remain a bridge too far for Irish banks despite new ICS product

Banks still chastened by the crash are unlikely to offer such financing

ICS revives bridging loans ‘to ease bottleneck’ in second-hand home market

Short-term property loans essentially disappeared in the wake of the property crash

Can I cash in my pension to pay off my mortgage?

Personal retirement bonds can allow you more control of pension assets when you leave an employer but they have their own rules

AIB cuts interest rate on green rate mortgage

Four-year fixed rate product also reduced and will be available to new and existing customers

‘It’s completely unfair’: How a broken rung on the property ladder locks out first-time buyers

Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues

Overseas cash buyers snap up bargain apartments that first-time buyers cannot get because of defects

Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers

As mortgage interest rates fall, what should you do with the spare cash: save it or overpay your mortgage?

After you have paid off more expensive debt, overpaying a mortgage may deliver better returns

Pepper names former Anglo Irish banker as chief executive

Niall Sorohan is currently chief executive of Cabot Ireland

Finance Ireland rules out mortgages reboot until 2025 ‘at earliest’ as banks hog market

Nonbank lender drastically reduced home loan business as interest rates soared

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