An hour-long meeting is usually all it takes to set up a pension
Over one third of Irish workers do not have any pension coverage other than the state pension.
This special report looks at how with deposit rates at zero or worse, and Government bonds also in negative territory, in many cases it’s not a good time to be a safety-first investor. Traditional safe options have turned into sure guarantees of capital erosion. But savers and investors seeking growth still have options and they remain pretty much the same as they always were.
Over one third of Irish workers do not have any pension coverage other than the state pension.
Calculating your risk profile means you invest in a way that strives for growth but doesn’t stress you out
Oil, weapons and tobacco are among the industries Irish pension savings go towards funding – but it doesn’t have to be that way
Interest rates don’t match inflation but investment in risk assets can pay off in the long term
By widening the spread of your investment, the likelihood of any one major downturn upending everything is reduced.
The value’of annuities has grown by virtue of interest rates rising in the recent past and it is likely that there may be another rate rise in the coming months.
But if your investment timeframe is long enough, these short-term corrections become less important to your final outcome
‘We’ve come a long way, but there’s a lot more in the journey as well’
Many landlords are exiting the market, but the question is why?
Cryptocurrencies can offer greater returns and of course the opportunity for greater losses
Now more than ever, we need to revisit how portfolios are structured and the role of diversification in supporting long term goals
Is putting money into Prize Bonds actually regarded as investing ?
Returns can be considerably higher than other asset classes but so can losses
The lingering impact of the Covid pandemic will boost healthcare spending while trends in reshoring and nearshoring driven by supply chain disruptions will have an impact on spending there.
The real value of people's savings is falling on a yearly basis as inflation continues to rise
The main reason the smaller, private landlord is leaving the market is the prohibitive tax system
ETFs allow investors to diversify over an entire sector in a single investment while managing risk
While many businesses and individuals were hit hard by the pandemic, others are emerging with more money than before
The collapse of bank stocks in 2008 taught us not to put all our eggs in one basket
Many additional offerings can form a part of a balanced and diversified portfolio
Technological change and progress is allowing altruism and economics to work together
Having a solid plan and sticking to it is key in an ever-changing market
Crosswords & puzzles to keep you challenged and entertained
How does a post-Brexit world shape the identity and relationship of these islands
Inquests into the nightclub fire that led to the deaths of 48 people
Weddings, Births, Deaths and other family notices