Madam, – Liam Berney’s letter (August 23rd) confuses the Royal Bank of Scotland group (RBS) with the Halifax Bank of Scotland group (HBOS).
Royal Bank of Scotland (RBS) owns the Ulster Bank company in Ireland. HBOS owns both the Halifax bank and the Bank of Scotland (Ireland) company.
It is the HBOS group that took the decisions to close down its Halifax operation in Ireland and the Bank of Scotland (Ireland) business. – Yours, etc,