Bank Services

Sir, - Things have come to a pretty pass! How many bank tellers know what the endorsement "& Co" on a cheque means? Not many…

Sir, - Things have come to a pretty pass! How many bank tellers know what the endorsement "& Co" on a cheque means? Not many, in my bank branch anyway, it would appear.

I tried the other day to lodge a cheque made out to my wife to my own bank account. The cheque was crossed "& Co". If I got my wife to sign the back of the cheque could I lodge it? Not so, said the teller behind the counter. This decision came after consulting among themselves. "She must lodge it to her own bank account" was the solemn verdict.

Was this a new departure by the bank? I made my own inquiries - and to make a long story short - was able to lodge the cheque (endorsed by my wife) to my own account later that day. Oh yes and the bank apologised. - Yours, etc.,

Maurice Inglis, Rathfarnham, Dublin 14.