Jargon buster

CAPITAL

CAPITAL

Rainy-day cash held in reserve to protect against future unexpected losses

FUNDING

Everyday cash to meet immediate repayments (on deposits, bills and debts) on an ongoing basis

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SOLVENCY

The ability to repay all debts

LIQUIDITY

The ability to meet debts day-to-day

P-CAR

The prudential capital assessment review: the Central Bank’s capital test to ensure the banks have enough in reserve to cover worst case losses

P-LAR

The prudential liquidity assessment review: the Central Bank’s liquidity test to ensure the banks can reduce in size to meet their repayments on their own